Your #1 online source to compare Doctor Home Loans from top banks
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Select your state
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Primary Home Residence, Second Homes
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Relocation Services Available
License Type
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Doctor, Dentist, Podiatrist
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Physician Assistant, CRNA
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Other License Type, researching REALTOR
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US Citizen
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Non-Permanent Resident of the United States
At ShopDoctorLoans.com, you will find the #1
Comparison Medical Mortgage Programs from national, regional, and local banks
Mortgage Loans available exclusively to Physicians, Dentist, Podiatrist, CRNA, and other healthcare professionals
Doctor Loans with No Mortgage Insurance
Jumbo and Conforming Loans for Medical Professionals
Construction to Permanent Loans
Doctor Loan Specialist partners to ask about rates, eligibility, and program qualifications
Specialist that work "Doctor's Hours" and not "Banker's Hours"
Tell us your story and take the first step towards home ownership....
Some of the benefits of a Doctor Loan
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Mortgage insurance payments are premiums collected in monthly installments and/or financed onto the balance of a mortgage loan. They are required on other types of mortgages to insure the bank in the case of default. Paying the premiums has no benefit to you as the customer. So mortgage insurance is not required on a Physician Loan, which will save you thousands over the life of your loan.
100% LTV/Low Down Payment options are available. So if you are in the cusp of your career and are light on cash, you can still achieve the dream of home ownership.
Discounted Rates for new relationship are available. Oftentimes a bank will offer a hefty rate discount when you open a new account with them.
Student Loan Debt sometimes omitted from qualifying parameters. This is especially beneficial to a Physician who is in Residency or Fellowship, where you would not likely qualify for a conventional or other type of mortgage loan
Closing on your new home prior to beginning a new job is another benefit. When using a Doctor Loan to finance your new home, you can be in your new home up to 90 days before you start working.
Each bank has different rates and rules. This is why ShopDoctorLoans.com has relationships with these unique lenders
Construction to Permanent: building your dream home
Sometimes you can't find any houses that are the right fit. Sometimes you have been dreaming of the perfect home designed by you and built for you! If this is the case, then you came to the right place. Many of our Loan Originator partners have the Construction to Permanent Loan available.
A Construction to Permanent Loan Program allows you to purchase land, tear down old structures, pay builders & contractors a series of draw payments.